Compare our plans against other providers

Unlike some Funeral Plan providers, we promise to cover all the costs of the services included in your chosen burial or cremation plan. Some providers only provide a contribution towards third party costs. We don’t think this is fair, which is why our Funeral Plans are fully guaranteed.*

See why we believe our Funeral Plans are the best available...

  • Our funeral plans start from just £3,295
  • All our funeral plans guarantee to cover the third party fees, no matter how much they might rise in the future*
  • A range of payment options, so you can spread the cost up to 25 years (based on your age). Use our repayment calculator to find out more
  • If you decide to pay by instalments over 2-25 years, our funeral plans come with the Co-op Commitment^
  • You can pay from as little as £20.85 a month
  • 5 Star Defaqto rating for our Gold Funeral Plans

Compare the features of our funeral plans against other providers below, who like us, are members of the Funeral Planning Authority (FPA)

 Co-opGolden CharterDignity
Will the cost of my funeral be covered if I die before I complete my payments? ✔ - You'll be covered by the Co-op Commitment^ ✔ - If you complete 12 months of payments
If I find a cheaper funeral plan elsewhere will you match the price? ✔ - We'll beat the price by £1. That's our best price guarantee
Are all services included in my plan fully guaranteed* even if prices rise in the future? ✗ - £800 or £1100 contribution towards third party costs

✔ Cremation

✗ Burial - £1220 contribution towards third party costs

Can I choose my funeral director? ✔ - Any Co-op Funeral Director can be used ✗ - No guarantee the independent funeral director will accept a request to redeem a plan ✗ - Dignity appoint a funeral director. A restricted choice of 800 for a Limited plan.

Is 24/7 collection from place of death included on all plans?


✗ Select plans only
Collection mileage to place of care 50 miles 25 miles 50 miles
Are doctor’s fees included?
Will there be any cancellation charges if I choose to cancel my plan? ✔ £250 after 30 day cool off period ✔ £249 after 30 day cool off period ✔ £249 after 30 day cool off period

*As prices and availability vary across the UK, none of our burial plans include the cost of buying a grave.

^The Co-op Commitment; Applies if you choose to pay in instalments over 2 – 25 years. If you die after the first 12 months of your plan, but before all your instalments have been paid, Co-op will still deliver all the services provided in your plan, with no more for your family to pay. You’ll be entitled to the Co-op Commitment if you die within the first 12 months as the result of an accident, see our terms and conditions for further information.

₮£20.85 a month is based on a 50 year old purchasing a Simple Funeral Plan at £3,295 over 25 years (total amount repayable £6,247.40). Our low cost monthly instalments give you a range of payment options, providing greater flexibility. With a choice of terms over 2 - 25 years you can spread the cost of paying for your Funeral Plan. An Instalment Charge is included in the Plan cost if you choose to pay over 2-25 years. A maximum age limit applies to the Plan Purchaser. This option is available to anyone as long as the Plan is paid for in full before the Plan Purchasers 80th birthday.

This offer applies to the cost of our products and services for a funeral with the same or similar specification in the same geographical location and to fully guaranteed cremation or burial funeral plans offered by other funeral plan providers. This offer doesn’t apply to funeral plans being paid in instalments over 2-25 years, woodland or masonry plans or plans that are not fully guaranteed. Full terms and conditions apply. Best price guarantee available at Co-op Group funeral homes excluding Northern Ireland and any independent co-operative societies.